Posted 5 years ago on June 22, 2013, 8:53 a.m. EST by LeoYo
This content is user submitted and not an official statement
The Union National Cooperative
The Union National Cooperative is the establishment of the nationwide cooperative for uniting all Americans in a mutually beneficial financial community. The Union National Cooperative is composed of the Union National Credit Union and the Union National Mutual Insurance Company providing facilitation for the Union National Employee Cooperative Plan and the Union National Cooperative Employment Service. Both the Union National Credit and the Union National Mutual financial institutions can be patronized through direct membership or indirectly through membership in a credit union or mutual insurance company that has elected to join the respective national institutions. Patronization of Union National Mutual can be further increased through an incentives program in which any person who is a member of both Union National Credit and Union National Mutual can pay 1% less on their premiums in the next year for every new member they are responsible for recruiting to the same type of insurance. If a person recruits 10 people for the auto insurance, that person will pay 10% less on their auto insurance in the next year. If a person recruits 103 people for the health insurance, that person will pay nothing on their health insurance premium in the next year and 3% less in the following year. These one year discounts on premiums will not only slightly ease a member’s financial burdens but will also provide the incentives for member recruitment and becoming patrons of both financial institutions thereby enabling larger loans and better coverage for the cooperative community.
The Union National Employee Cooperative Plan allows the members of Union National Credit to have deductions applied to their paycheck deposits for contribution to a cooperative fund enabling employed members to either become the worker-owners of their current workplaces or to become the worker-owners of new cooperative businesses.
The Union National Cooperative Employment Service is the 501(c) 4 organization that would assess the skills of the unemployed individuals to patronize it and match them with a suggested cooperative business plan. Upon acceptance or rejection of the plan for an alternative plan, the Union National Cooperative Employment Service would facilitate the crowd funding of the new cooperative business. Alternatively, cooperative businesses could be pursued without crowd funding through the formation of Business Management Cooperatives that would contract with business owners to staff and manage their businesses for an equal share of the profits. In either case, with the nationwide establishment of the Union National Cooperative Employment Service, the unemployed of each city would be consistently channeled into either newly or already established worker-owner cooperatives modifying the economic well-being of society at a fundamental level.
Union National Cooperative Municipal Economic Initiatives
The Union National Cooperative Municipal Economic Initiatives invites the non-partisan political involvement of the cooperative community at the municipal level to protect their local economies from the ravages of corporate exploitation. Each of the following proposed ordinances can be adapted to suit the particular needs of a community and even be supported at the state level in any of the 24 ballot initiative states where citizens possess the democratic right to determine their state’s legislation. Other initiatives for establishing municipal banks, municipal hospitals, and municipal universities, should also be pursued for the general welfare of the local public.
No public service shall be under the management of a private sector entity.
No formula business outlet shall exceed the size of the largest local business outlet of the same category.
The number of business outlets for any formula business shall be limited to one outlet per every 50,000 inhabitants of the local municipal population.
All municipal businesses shall have local bank accounts in which their profits shall be retained within the municipality and not be exported to anyplace outside of the municipality.
All offshore exports to the municipality shall derive from foreign retail companies owned by natural born citizens of those countries.
Trans-Partisan Cooperative Voting: Establishing Political Accountability
As a cooperative community in support of the ideals of direct democracy, individual members of the Union National Cooperative can support voter public control through the application of Free Democracy Affidavits http://occupywallst.org/forum/freeda-template/ or FreeDA as the solution to bringing about political accountability under conditions in which ballot initiatives, referendums, and recalls, are not an option. For a people to be free, politicians must be legally bound to serving the specific interests of the People rather than the interests of the corporations. By refusing to vote for any candidate who doesn't sign an affidavit legally committing that candidate to supporting the will of the People, voters will be able to exercise their democratic power to hold the candidates who do sign and are elected, legally accountable. However, VOTERS MUST REMAIN UNITED ACROSS PARTY LINES IN THEIR AGREEMENT ON THE AFFIDAVITS AND IN THEIR REFUSAL TO VOTE FOR CANDIDATES WHO WON'T SIGN THE AFFIDAVITS. This trans-partisan cooperation is essential to the success of bringing about permanent political reform. As such, the greatest support shall come from the participation of independent voters willing to forego partisan voting whenever partisan candidates are unwilling to sign an affidavit. If, initially, no candidates are willing to sign in the election in which the affidavits are first presented, it will only be a matter of time before both partisan and non-partisan willing candidates emerge from among the FreeDA supporters in subsequent elections. In accordance with amendments 6, 7, 8, and 9, of the proposed FreeDA Liberty Bill http://occupywallst.org/forum/free-democracy-amendment/ , the FreeDA signers would also be signing on to affirmations of not accepting campaign contributions from corporations and non-profits, not accepting gifts from special interests once in office, making all communication with lobbyists open to the press and the public, and not having an account with a private bank. In support of such candidates, a FreeDA 501(c) 4 PAC would receive contributions to fund ads for all of the FreeDA signers collectively.
What if an elected FreeDA signer declines to uphold an affirmation of the affidavit and the justice system declines to enforce the law? Since the elected official had the majority of the voters' support to win the election, the action to take place in response to a failure of justice will be by that same voting majority as well as by other FreeDA supporting voters from throughout the state. The action that these voters take will have to result in the total shut down of their state capitol along with a demand of the appropriate legal penalties to be enforced against the state attorney general for declining to prosecute the affidavit violator on the grounds of perjury. It is a battle for justice that must be won as the outcome will establish the precedent for all future outcomes. Civil disobedience, a general strike among the non-legal profession employees of the state justice department, and other non-violent tactics will have to be well planned in advance on a scale rivaling that of the 2011 Wisconsin protests to see the battle through. This voter solidarity across party lines in the use of affidavits and the demand for justice will be a people's revolution that either establishes democracy in America, setting an example for people of similar political situations to follow around the world, or fails and establishes the official American acceptance of the tyranny of corporate rule.
Through trans-partisan cooperative voting in support of the FreeDA Liberty Bill and ballot initiative voting at the state and local levels, the Union National Cooperative can form an effective non-partisan voting block capable of supporting widespread economic reforms for the prosperity of the cooperative community and the nation at large. The Liberty Bill amendment for a Union Reserve Bank in particular can be publicly pursued to form an interstate cooperative of public banks that utilize Union Reserve Notes instead of Federal Reserve Notes thereby allowing the state economies of the affected public to be independent of the corporate owned Federal Reserve Bank. Apart from political involvement, financial benefits alone make the Union National Cooperative a worthwhile endeavor for improving the lives of millions through non-predatory home loans, financing for employees pursuing worker-owner business opportunities, crowd funding for the unemployed to start their own worker-owned businesses, and adequate, affordable, health insurance that, in conjunction with either public or cooperative hospitals, can provide a viable substitute for universal health care. As an inclusive cooperative providing intrinsic benefit from the mere membership of its patrons, the Union National Cooperative can be the foundation of a brighter future for all Americans and a positive model for people around the globe.