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Forum Post: Typical Banker Conversation

Posted 2 years ago on Nov. 2, 2011, 6:20 p.m. EST by WeUsAll (200)
This content is user submitted and not an official statement

Banker 1: There's thousands of people living in tents all over the country and they're demanding that we stop making excessive profits, what should we do?

Banker 2: Can we still make excessive profits?

Banker 1: Well, yea, but what about all those people?

Banker 2: What about them?

48 Comments

48 Comments


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[-] 1 points by AlternativeSynergy (224) 2 years ago

The only thing that gives bankers power over us is that our government gives them the power to create money out of thin air with fractional-reserve lending. We need use the excessive profits they make by creating money to fund our government, not make it a windfall gift to the financial sector. They can still make decent profits with 100% reserve lending, and the competition for deposits will promote saving.

[-] 1 points by WeUsAll (200) 2 years ago

Who do you think the government is? Ex bankers, ex corporation leaders and advisors. Government is just the final rung on the ladder of success. Thank god meg whitman didn't make it, she got kicked back to business for some additional seasoning.

[-] 1 points by AlternativeSynergy (224) 2 years ago

I agree we live in a plutarchy, that's why in addition to eliminating fractional-reserve lending, having a constitutional amendment for campaign finance/lobbying reform would be at the top of my structural changes wish list.

[-] 1 points by WeUsAll (200) 2 years ago

I'm with ya there.

[Removed]

[-] 1 points by HappyLove (143) 2 years ago

The more they see OWS, the more they become aware they can't continue since people don't tolerate it anymore.

[-] 1 points by enough (589) 2 years ago

Banker 4: Let's raise debit card fees 10% instead of 5%.

[-] 1 points by WeUsAll (200) 2 years ago

Banker 1: Banker 4, what are you doing here? You were laid off on the first.

[-] 1 points by enough (589) 2 years ago

Banker 4: I returned to the office because the #OWS protesters' downstairs kicked my ass back into the building. Besides, how can earn a living if I'm not ripping them off? Like you, that's all I know how to do.

[-] 1 points by WeUsAll (200) 2 years ago

Banker 2: Hey sorry about that Banker 4, but when we had to cave on the last fee, we needed your salary in order to continue the lifestyles that we have become accustomed to.

[-] 1 points by enough (589) 2 years ago

Banker 4: I understand. Let me just hang here. My wife and kids still think I'm a big time Wall Street trader. I dress up every morning and take my briefcase with me when I leave the house like I'm still punching the clock. I used to go to the park downstairs, but when the 99 took over, I thought I'd just come back here. I know it's sick, but WTF. By the way, I'm under water on my house. Give me a break on that. For old times sake.

[-] 1 points by WeUsAll (200) 2 years ago

Banker 2: You still have kids? I ate my kids months ago. Your kids got any money? About the house, sorry but I need a place to stash my gold; well not my gold, but I'm watching it for the institution, just in case those tent people get in here. Beside, it's fun to strip naked and roll around on it.

[-] 1 points by enough (589) 2 years ago

Banker 3: When we kick you and your family out in the street, the first thing we're gonna do is strip the joint down to the floorboards and blame you. Making money off fixtures and appliances on foreclosed homes is one of our sideline businesses. Now get the fuck outta here, or I'll have security show you the door. If you're not one of us, you are nobody. Tell your tent city friends downstairs to smack it in their ass. We'll have police commissioner hassle them just for giggles.

[-] 1 points by WeUsAll (200) 2 years ago

What...I lost my train of thought, I was counting my money.

[-] 1 points by enough (589) 2 years ago

Banker 3: Maybe we can rip-off the protesters' Holy Communion money.

[-] 1 points by MattLHolck (16833) from San Diego, CA 2 years ago

Banker 1: they didn't pay protest fees

[-] 1 points by enough (589) 2 years ago

Banker 2: Charge them anyway with additional penalty fees, and then take their cars and their computers and their cell phones and their school books. By now, we should already own their homes.

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

Banker 1: they're not leaving . we should force them out

[-] 1 points by enough (589) 2 years ago

Banker 2: We can't until that Robo-Signing thing gets settled. We got the Justice Department and the SEC in our corner as we speak. It's a little sticky but we've always seen our way through these types of scandals before. No one's been pinched yet. I knew at the time we were going too fast churning out junk liar loans using the robos. But we had to do it so we could palm off the paper on dumb institutional investors. There was way too much money to be made. And we made it big time, didn't we. (Fist Bumps Exchanged.) Chill.

[-] 1 points by madeinusa (393) 2 years ago

In 1972, New York State had a personal income tax with 14 brackets, ranging from a low of 2% to a high of 15%.

Since that time the state government has significantly restructured the state personal income tax in a variety of ways. Among the changes that have been made since 1972 has been a move to something that is much closer to a flat tax. This has been done by eliminating brackets from both the bottom and the top of the old structure.

For example, the lowest rate in the old structure was 2%. But the 2% and 3% brackets have been eliminated, so the lowest rate is now 4%.

At the other end of the spectrum, even more brackets have been eliminated. The 15%, 14%, 13%, 12%, 11%, 10% 9%, 8%, and 7% brackets are all gone.

New York now has a 5-bracket/5-rate system, with both the 5 rates and the 5 brackets in very tight ranges.

All five of New York's current rates are between 4% (the current lowest rate) and 6.85% (the current highest rate).

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

New York now has a 5-bracket/5-rate system, with both the 5 rates and the 5 brackets in very tight

why not build a curve ?

so this New York State Millionaire tax is ! 0r 2 percent income ?

[-] 1 points by madeinusa (393) 2 years ago

The top tax rate would revert on Jan. 1 to 6.85 percent for taxpayers . The 8.97 percent rate now applies to all taxpayers with incomes above $500,000. Now people making 40K will pay the same rate as millionaires. That is not fair.

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

uh

how much does 40k pay now and later?

how much does 500k pay now and later?

[-] 1 points by madeinusa (393) 2 years ago

Its right here- 40K current and later 6.85 millionaires now 8.97 after Governor 1%- 6.85

The top tax rate would revert on Jan. 1 to 6.85 percent for taxpayers . The 8.97 percent rate now applies to all taxpayers with incomes above $500,000. Now people making 40K will pay the same rate as millionaires. That is not fair.

[-] 1 points by TechJunkie (3029) from Miami Beach, FL 2 years ago

Fascinating expression of envy.

[Removed]

[-] 0 points by RicoSuave (218) 2 years ago

Bank Customer 1: "They are all a bunch of socialists, communists, and various other leftists. No one cares what they want?"

[-] 0 points by gander (3) 2 years ago

We get it, big bankers are dicks. Got anything productive to say? Or are you the kid who just makes fun of the situation rather than provide for it.

[-] 0 points by VladimirMayakovsky (796) 2 years ago

Why are the people in tents demanding that bankers stop making excessive profits?

[-] 1 points by Jonas541 (72) 2 years ago

They are not demanding that they stop making excessive profits, they are upset about them rigging the political system to allow them to make the excessive profits.

[-] 0 points by VladimirMayakovsky (796) 2 years ago

OK, so if the politicians are out of the picture and Wall Street continues to make excessive profits it is OK?

[-] 1 points by Jonas541 (72) 2 years ago

If they can make great profits without employing dirty politicians, I have no problem with that, good for them.

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

'cause excessive stinks

[-] 1 points by qazxsw123 (238) 2 years ago

sure does.

moderation is not a bad word; makes the world goes round and round

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

Freud's ego is similar

I still vote categories and mods that move posts

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

Banker 1: start another thread

[-] 1 points by WeUsAll (200) 2 years ago

Again? Really? That's Banker 2's job. He'll be right back. In the meantime you can still make bagels, because Kramer's sabotage of the steam pipe didn't have it's desired affect.

[-] 0 points by MattLHolck (16833) from San Diego, CA 2 years ago

Banker 1: I'm afraid you have no accountability