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Forum Post: School is EASY... Paying for it is the hard part

Posted 10 years ago on Sept. 1, 2012, 8:56 p.m. EST by elf3 (4203)
This content is user submitted and not an official statement

anyone think it's a conflict of interest for universities to be conducting studies on occupy?



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[-] 1 points by MattLHolck (16833) from San Diego, CA 10 years ago


[-] 1 points by justcause (44) 10 years ago

hard to pay for it? not really, I went to a school I could afford, not an expensive one for a useless degree like most people and have my debt paid off in 5 years while also working part time, 5 years of school and only $11,000 in debt which will probably be gone in less than 5 years. If you are too dumb for that, then you deserve your debt

[-] 0 points by elf3 (4203) 10 years ago

where did you rent on a part time salary - Appalachia?

[-] 3 points by justcause (44) 10 years ago

lets see, part time work pays for about 80% of my tuition, my summer job pays for my rent and food. If I need more then it comes off my line of credit.

[-] 0 points by elf3 (4203) 10 years ago

Then you didn't go to school any time now see there is a little thing called tuition inflation and wage stagnation you should educate yourself on the subject check out the school you went to now and see what the prices are. $11,000 might cover a semester but the pay is the same and most times less now for a non degree worker. No worries I am not in debt I have no degree but pretty much am confined to a life in the servant sector playing extreme budgeting and cutting out food to get ahead. I'm skinny but have my own house. I'm economically smart. The only thing I can cut from my budget is food everything else is bought out of necessity only - I buy shoes once every five years or so. Same with clothing don't cut my hair - no extras. But it is getting harder and harder. Things aren't lasting and my pay hasn't risen to meet the rising prices - I'm getting behind. Not sure what else to cut (already cut doctor appointments due to co-pays) My car is 10 years old now and may not last much longer. And the house needs a great deal of repairs as it was a bank owned. But it's actually much cheaper than renting in my area by a lot so it was the smart decision. But extras - school and more importantly time to go? Jobs are demanding extra hours, putting people on salary so they don't make overtime, and putting six jobs on one person. Aside from being tired when do people have time for school?

[-] 1 points by justcause (44) 10 years ago

yeah, I think you are retarded, in a summer I can easily make $7,000-$9,000. Possibly more if I did what I did this summer and that was work in a green house on the weekends watering when the normal staff was away for an extra 6 hours a week. During the school semesters, I can make about $2,000 - $2,500 a semester giving me an additional $4,000 - $5,000 for my school yeah tuition is about $580, per course (as of this year for me, was $535 when I started) and 10 courses per year (2 semesters) which is about $5,800, now I can pay most of that with my part time work during the semester. The rest is covered by the $7,000-$9,000 which leaves me with $5,200 - $8,200 I make in the summer, then that also pays for rent which for my bachelor apartment is $398 + 97$ for phone and internet a month totaling just under $6,000 a year. Then there is food, books (which I normally get on reserve from the library), and so on. I live within walking distance of my school so I do not need to pay for any transportation except for when I need to go buy food or some other things that would normally reason that happens every once in a while and that would all cost another $1,500 - $2,000. So with all that in the end if I pay the most and get paid the least, I'd have to go into debt about $2,800 per year. So with my Line of Credit, that is no problem

[-] 1 points by marvelpym (-184) 10 years ago

but can you buy your own birth control? :)

[-] 2 points by justcause (44) 10 years ago

yeah it is easy, don't have sex until you are ready for Children

[-] 1 points by justiceforzim (-17) 10 years ago

No problem. Thx to Obama his parents can keep paying to keep him on their policies!

[-] 1 points by justcause (44) 10 years ago

I'm not American, nice try though

[-] -1 points by elf3 (4203) 10 years ago

you seriously need a math and accounting course - also is your line of credit from the welfare office? And are you renting a room from your parents given the average rental rate in the country is 1200.00 a month unless you live 20 to an apartment like a lot of welfare recipients do.

[-] 1 points by justcause (44) 10 years ago

lol, you do know an average means there are higher and lower rent rates. My apartment it mostly this tiny little apartment where it is it is almost like 1 giant room, and a tiny bathroom. My kitchen, I can stretch my arms out and put my pals flat on both sides of the kitchen in the little corner it is in. My living room is also my bedroom and I can like 3 steps from my bed and I will be standing in the kitchen. So yeah, the apartment is tiny which is why it is cheap. Also, it depends on the location. you are probably assuming I am in a large city where in reality, it is actually a medium size to large town where rents are usually cheaper anyway. When I say Line of Credit, I mean line of credit. it is a Student Line of credit from my bank. But now I can see why people can go into debt so much they can never pay it off. If they think like you, then they are dumb, stupid and are not economical and blow their money on the non essentials before paying for the essentials. They probably take the first apartment they see. They go to the most expensive university they can even though most of the time it does not really matter, they cannot understand simple math when they are given the numbers and it is pretty much done for them. They probably don't think to go for a part time job and probably take the first summer position they are offered regardless if it is full time or part time, that is if they even take a summer job.

[-] 1 points by elf3 (4203) 10 years ago

stay in your bubble if you choose there's a whole wide world out here and average means average because it's the norm so glad you can ignore that most people are struggling just because you live in Appalachia where apparently rent is 300 a month but you can make $9000 in a summer how does that happen anyway your math is fuzzy number one secondly wow for a non degree position you sure make a lot of money in an area where rent is and tuition are so cheap. Like I said I'm not in debt keep putting that 5000.00 short fall on your loan bill though with interest you are. Also I wasn't aware school would just let you put whatever you want on the student loan bill, where I come from it's classes only.

[-] 1 points by justcause (44) 10 years ago

how do I get $9,000 in a summer? simple $13.03 an hour (third year working there so I got a bit higher pay than the $10.60 min wage. Even min wage pay 40 hours a week for the same time will give you $7,600), 40 hours week for 18 weeks which is $9,381.60.This also does not include the second side job on the weekend that I got $12.24 an hour for 6 hours a week. Since I do not pay income tax as a student, I get to keep it all. Also, again I am not from the US so I do not live in this Appalachia place. I live in Canada in the Maritimes and if you do look, you can find apartments that are smaller that range from $398/mo to just under $600/mo. or you can spend more if you want, for example, there are places that are $1,200/mo or even a few that are $1,800/mo but as a student, why would you want to pay that when you can get a tiny apartment that will do you for the school year. They are not fancy apartments and can be sketchy but they are a place to live. Also, as a student, not sure what it is in the US but you do not pay any interest on your student loan until after 6 months out of school which is when you have to start paying back your loans as well. as for your last line, I am not entirely sure what you mean or where that even came from. Here, you apply for student loan, if you qualify, you get one and they send you X amount of dollars and you use it to pay for your classes or if you are dumb, other junk.

[-] 1 points by elf3 (4203) 10 years ago

welcome to life in the USA much much different here ... you are in another world entirely

[-] 1 points by Mooks (1985) 10 years ago

Universities conduct studies on everything. Why do you think it is a conflict of interest?

[-] 1 points by elf3 (4203) 10 years ago

because one can not study the subject and also be the subject it taints the study and is a scientific no no

[-] 2 points by Mooks (1985) 10 years ago

Isn't the subject Occupy and the universities are studying it? I don't see why you think they are one in the same.

[-] 1 points by elf3 (4203) 10 years ago

Occupy is against the high cost of education that the universities are charging and it is part of their fight - so the universities are on their shit list that makes it a conflict of interest that a group occupy opposes is conducting and releasing studies

[-] 1 points by Mooks (1985) 10 years ago

Perhaps, but who else would study them?

And the cost of education is only as high as you make it. There are countless affordable options. If people piss away $40K a year on a useless degree, that is their problem.

[-] 1 points by elf3 (4203) 10 years ago

Community College in my area is $8000.00 a semester and they only offer credit courses in the day - a State school is about $20,000 a year - and rising - I'm not sure how anyone without a degree could possibly earn enough to pay those costs let alone rent or mortgage, car payment, gas or transport, on top of that - so to say that you can get schooling cheap - is a blatant lie. Maybe once upon a time. Even in the trades you must pass a state exam to get licensed but now to sit for the exam which is given out by a private corp they require you meet the guidelines - in most cases those guidelines include having attended a government approved school. So you can't just learn plumbing or electrical from your uncle Joe anymore - you must pay out pay out pay out to even sit for the exam. Those few trade schools charge a fortune because there aren't that many around - it has become a racket. Like I said the baby boomers think it's so easy and so do you so they expect it when they hire you - it's funny to me. In most cases every job can be learned most people don't even work in the degree field they got in fact though how many hiring managers ask about your GPA - since most people party their way through school half drunk. Maybe if they are going to require degrees they should take a look at the GPA while they are at it. Every baby boomer I meet keeps asking why I have any ambition as if it's not allowed they keep telling me in this economy to be grateful for my job even though I make enough to keep on struggling. They keep telling me to accept that this is the best I will do and that I don't have a right to hope for more . I'm sick of it as they look out down over us with their pensions and retirements and ssi, and houses and nice vehicles. I don't expect to see retirement and am trying to reconcile the fact that maybe they are right that there is nothing more - after all they took it all and expect us to keep paying for them. They are an entitled generation. I see people in my generation who keep pressing on for more, who keep fighting and hoping, who keep working and working and working their way through each set back all the while being told we don't deserve a nice quality of life or the same things the generation before us enjoyed. Being told if we are broke it's our own fault for not working hard enough vs boomers who had the benefit of jobs recruiting them here in this country - jobs with medical and vacation a liveable wage and affordable schooling - Imagine?

[-] 1 points by freewriterguy (882) 10 years ago

i think its a conflict of interest for universities to get rich off of poor students, where is that written in the laws of economics? Just as I see a conflict of interest to charge poor people high interest rates, and rich people low interest rates. I think in the years ahead, our children will look back and say we were some of the dumbest people that ever lived.

[-] 2 points by elf3 (4203) 10 years ago

Hope so ...I hope our children aren't walking around with a Visa chip under their wrists implanted at birth for convenient shopping along with a GPS device and brain thought decoder and eye screen implants that have pop-up ads. Isn't it getting scary? I hope they have good jobs and enough food to eat and that they don't have to work as hard as us just to live. I hope they have time to enjoy themselves and the short little trip here on this planet. I hope they have time away from working and for family and I hope they will never have to watch family suffer for lack of money to help them. I hope they don't have to suffer with ailments and sickness and not get help from a doctor. I hope corporations don't reign over their lives and dictate how they will live or if they can get ahead or if their food and air is polluted. I hope they have something worth dreaming about and ambitions and goals and ideas. I hope they are thoughtful and care about each other. I hope they don't have to fight for commodities and that a few of a privileged class don't horde them away from the many.

[-] 1 points by MattLHolck (16833) from San Diego, CA 10 years ago

I hope they are able to choose their employment

[-] 0 points by elf3 (4203) 10 years ago

Why Matt what do you do for employment? You have all the time in the world to post. Which campaign are you working for? Apparently this is what you do just hope my tax dollars aren't paying for it - also you do work in a Communist system you have corporate corrupt kind of master don't you? And we're all out here pulling the wagon (you're pulling it on their behalf)

[-] 1 points by DanielBarton (1345) 10 years ago

both are hard

[-] 1 points by EnergyGuy (1) from Gatineau, QC 10 years ago

You are so very right about "[the] knowledge one could learn on the job". Other than their Gr. 12 diplomas, my parents learned everything else while working in their jobs. They came up the ranks with blood, sweat, and tears and sheer grit, but they could do it. Can a person now get a legitimate high school diploma today, and go right into a job without first getting some more formal post-secondary training at great expense to themselves or their parents, or whomever, admittedly, having to work one's way up the ladder with real wage increases? ... and buy a home through the work of one breadwinner? And when did this all change for the worse? I realize I may be offending some folks when I say this but, the answer is: RONALD REAGAN!!!

[-] 1 points by elf3 (4203) 10 years ago

Used to happen that way. A certain part of this is that hiring managers paid for schooling for themselves and their children (why should you be rewarded for only having experience when they had to shell out?) That's the attitude now. Doesn't matter if you were smarter for not getting yourself deeply into debt.

[-] -1 points by brudlo (-454) 10 years ago

i dont want to go to a doctor that never went to medical school.

[-] 1 points by hchc (3297) from Tampa, FL 10 years ago

School could be one of the most successful rackets of all time. 40k for the amount of knowledge one could learn on the job in 4 months for most degrees.

They arent going to get their money back from this schooling crap, its a total fraud. With more and more people hopping into school because of the labor market, the number of people coming out is growing faster than the rate of population increase, at a time when globalization is decimating the country, along with banking theft.

As far as conflict of interest, perhaps. Its the banks and schools goals to get us a far into debt as possible, and since OWS is about ending this financial blackhole, it may self defeating for them to get their "customers" (students) to in depth on the subject.

[-] 1 points by Mooks (1985) 10 years ago

I think people need to be much more selective in what they spend their education dollars on. College, as expensive as it is, still works out very, very well for many people. If you look at those people it works for though, there are clear patterns in the types of degrees they get. They are typically math, science, or business related.

The problem is that students, parents, and banks do not consider this when handing out loans. People need to balance following their passion and using a little common sense. If you really like philosophy or sociology, then maybe spending $45K per year isn't the best plan, even if the banks are willing to give you the loan. Check out the community college instead.

There are also a ton of jobs that do not need a traditional college education but do require training. Plumbers, electricians, mechanics, car.penters, etc are all highly skilled folks who make very good livings ($375 to unclog my shower last year!). These jobs don't require college but do require some training and I think people look past them.