Posted 5 years ago on Jan. 4, 2012, 2:36 p.m. EST by NightShade
This content is user submitted and not an official statement
So the bank I use to have when I was growing up sent me a bill I owe them a day after new years. I already know this bill I just decided not to pay for it.
It's bull shit really, I forgot to cancel out my gamefly account and they charged me because I had little money in the bank account I was over drafted like $10 well the over draft fee from the bank is an extra $50 charge so I owed like $60 which personally I would have happily paid the $10.
They started sending me notices and other useless shit and after a year or so of not paying I now owe $275 to the bank from interest off the overcharge payment. I was was like fuck you when I got the bill which I knew it was before opening it because they always make it look like a green check.
So I phone them up, surprisely they haven't sold the account to a creditor yet. Got some bullshit caller employee told her some random lie about how I would like to become an investor and hand over all my millions to their bank but I would like to speak with the bank president first to validate confidence. She agreed and within 5 minutes I was on the other line with the branch president.
He was not pleasantly surprised when I started talking to him about my bill and the shady practices his bank is operating under, so he transferred me over to the billings department. I spoke with a woman name Ashley
She asked me for my account number, name and an update of my phone number the one I gave was from a gay sex line.
She told me I owe a balance of $275.73 I then told her I already paid for this in full, she then told me to hold on the line while she looks up any payment recorded on my behalf.
I held for about 10 minutes when she finally picked up on the other line to tell me there was no payment charged to the account I then proceeded to tell her how the Federal Tax system worked and how I no longer owe the bank any money due to my tax dollars paying the debt off to their branch, and how I would like a receipt for the transaction mailed to me no later than the 10th.