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Forum Post: Mortgage Reincarnation – Paid Off Mortgages Coming Back to Life at an Alarming Rate

Posted 2 years ago on Dec. 26, 2011, 4:40 p.m. EST by nighttalker (57) from New York, NY
This content is user submitted and not an official statement

Manufactured Fraudclosure Via Revocation of Satisfaction of Mortgage

Over a year ago, we started noticing documents filed in county land records that were “clarifying” or “correcting” previous documents. The previous documents happened to state that a mortgage was satisfied, or paid off, and the debt was extinguished. Then a new document showed up, “clarifying” and “correcting” any “error” that suggested that a mortgage had been paid off. “Oh, no no no. Our bad. That mortgage was not paid off. Oh No! That Sucker still owes us a LOT of money and we are moving to fraudclose!” http://4closurefraud.org/2011/12/25/i-cant-get-no-satisfaction-mortgage-reincarnation-paid-off-mortgages-coming-back-to-life-at-an-alarming-rate/

28 Comments

28 Comments


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[-] 2 points by DKAtoday (27542) from Coon Rapids, MN 2 years ago

This is why we are here this is why you are needed.

http://occupywallst.org/forum/inside-job-documentary/

Share, circulate, educate, inspire.

[-] 2 points by BlueRose (1437) 2 years ago

This is happening across the board. Watch your mail, I just got a collection notice for car insurance I CANCELLED. I think they need "debtors" for the FEMA slave labor camps...

[-] 2 points by DKAtoday (27542) from Coon Rapids, MN 2 years ago

I got one from Qwest/Century link trying to get payment for a bill that was paid over two years ago.

This is why we are here this is why you are needed.

http://occupywallst.org/forum/inside-job-documentary/

Share, circulate, educate, inspire.

[-] -1 points by ronjj (-241) 2 years ago

More fear mongering. If you paid it you are the fool. I bet if you have a business, you even sent $300-500 to the Yellow Pages again this year to be listed in a book that you will never see.

Somewhere between FEAR and FOOL, we all live knowledgeable and happy lives.

[-] 1 points by BlueRose (1437) 2 years ago

The 1% loves it when people have ruined credit, either through lack of healthcare, bills, any way really. They don't want regular people to get loans for education or businesses, they hate competition. Watch how you use that "fear mongering" argument, makes you look like a simple over-generalizer.

[-] -1 points by KingVegetax (51) 2 years ago

Your almost epically stupid

[-] -1 points by ronjj (-241) 2 years ago

The 1% would have no reason to exist if everyone had ruined credit, no healthcare, no bills to pay.

The very people that you give your insulting NO to are the very people that give those loans for education.

I doubt that you could even come up with the loan (capital amount) figure that would be necessary to put most any American into business.

Who the hell in the middle class has the money to put a young family into farming and keep them there when land is $2,000 and acres, a tractor costs 1/4 million etc. It really doubt that you could manage much more than a hoe and a shovel - and that just is not going to cut it.

[-] 1 points by nighttalker (57) from New York, NY 2 years ago

The 1% will loose it all with the 99%. http://marilynwrites.blogspot.com/

[-] -1 points by capella (199) 2 years ago

"they" do you mean the 0bama administration?

[-] 1 points by BlueRose (1437) 2 years ago

No, most likely the military industrial complex which profits off of war and prison labor.

[-] 0 points by capella (199) 2 years ago

care to name names?

[-] 1 points by BlueRose (1437) 2 years ago

I named an entire industry. Not good enough for you?

[-] 0 points by capella (199) 2 years ago

"military industrial complex" is NOT the name of an industry. be specific.

[-] 1 points by BlueRose (1437) 2 years ago

How did you get so derailed? This post is not about naming a specific company.

[-] 0 points by ronjj (-241) 2 years ago

BlueRose

NOT GOOD ENOUGH. Why did you not mention the farmers that provide commodities to the military, or the textile and clothing manufacturers that make the uniforms, or the shoe makes that profit off those boots, and you forget to mention the tire manufacturers, and the sunglass manufacturers, and the ribbons and awards manufacturers.

Is that the entire industry that you mentioned.

[-] 1 points by BlueRose (1437) 2 years ago

I will give you some clues. Understand there is an industry that makes money off of war and labor from US prisoners. Go away until you understand that.

[-] -1 points by ronjj (-241) 2 years ago

Look who told me to go away. Who died and left you in charge of all the edicts that must be issued today.

[-] -1 points by ronjj (-241) 2 years ago

For you that have never paid off a mortgage.

That pay off results in the release of a deed or a warranty deed. All you have to do is take it to the county court house and have it recorded.

END OF STORY. You could not pry that document out of the hands of that County Clerk with a sledge hammer, after it has been recorded.

These types of posts are called fear mongering and are absolutely that.

[-] 1 points by nighttalker (57) from New York, NY 2 years ago

WRONG! What are you smoking?

[-] 1 points by BlueRose (1437) 2 years ago

NOT end of story. You are blacklisted. There are private companies, particularly if you have been evicted, who collect those names from court records. Even if you fight and WIN, once on these lists, you will never be able to rent a home or apartment again.

[-] -1 points by ronjj (-241) 2 years ago

That again is nothing but fear mongering.

As of today, I manage 39 rental units. We do not do background checks, we do not give a damn about imagined "blacklists" YES, I could check with the same agencies that someone would check my credit score for that very information. You statement that once on these lists, you will never be able to rent a home or apartment again is just mouth garbage where I come from.

There are all kinds of private companies out there collecting information, it is worthless if you do not buy into their fear mongering too.

I can show you on the internet where someone gathered your high school graduation data - are you going to scare us with that fact too.

[-] 1 points by BlueRose (1437) 2 years ago

"Have perfect or good credit? Early or on-time payments? No evictions? You could still be denied residence at an apartment if you are a blacklisted tenant.

What is a blacklisted tenant?

A blacklisted tenant is one who is, for one reason or another, listed in a database that landlords share to weed out undesirable tenants. The landlords use this list to report issues with tenants including whether a tenant has complained a lot, had any disputes with landlords concerning damage to the premises, or if they have ever been evicted from failure to pay rent. This blacklist has been known to harm the chances of unsuspecting apartment seekers renting a respectable place. There is no field on this blacklist that indicates whether or not this information is factual “… Landlords just use these screening services as an easy way to reject a number of people. And they don’t want to spend the time to find out whether they’re properly rejecting them or not,” says David Pallack of Neighborhood Legal Services.

Who maintains tenant blacklists?

There are a number of tenant blacklist firms. Some of the largest are U.D. Registry, The Registry, RentCheck, and TeleCheck. According to a 1989 article from Whole Earth Review:

U.D. Registry, in Van Nuys, CA, has over 2 million tenant records on file, information gleaned from housing-court records and provided by irate landlords. For less than $15, UDR reports to any landlord any eviction proceedings, or statements from former landlords against a given tenant. The effect of UDR has been to blacklist tenants who attempt to exercise their rights; a lawsuit attacking UDR has been pending in California courts for more than two years.

UDR’s clients control 90 percent of the rental market in southern California, and the company performs over 250,000 searches per year, according to Harvey Saltz, the company’s owner. Saltz says he lets tenants place statements in their files explaining “their side” of the story, but many of UDR’s victims aren’t even aware of the company’s existence. Indeed, some of UDR’s most-publicized victims have been people who just happened to match “bad tenants” with similar-sounding names that were in UDR’s database.

The Registry, another tenant screening service, has a database of a million records for the Washington, D.C. area. Other services operate in Arizona, Colorado, Massachusetts, Minnesota, Missouri, New Jersey, Ohio, Oklahoma, Rhode Island, Texas and Washington, RentCheck, a division of TeleCheck, has files on renters across the country."

http://ohmyapt.apartmentratings.com/blacklisted-tenant.html

You are clueless, you are spreading misinformation. The blacklists are a serious problem. Does not matter if person wins their case, if the case is filed, they are blacklisted.

[Removed]

[-] -1 points by ronjj (-241) 2 years ago

There is NO misinformation in what I posted. Any idiot that worships such a list should not be allowed in any apartment where others reside.

I do have access these lists, do not run credit checks, etc. If I wanted to know where a person is a good candidate for residence, all I have to do is pick up the phone and call their prior landlord - not really a big deal, but I can guarantee a lot more than these companies can - I can guarantee you that that applicant's name will be in the mental database of their prior landlord.

I can also show you that the government maintains such a list and has done so for several decades. Many apartment owners refer to this list as a YES-NO list for their decision to rent.

SO what is you point other than to scare everyone into your fear controlled life.

[-] -1 points by betuadollar (-313) 2 years ago

I'm still trying to figure out how we can profit from prison labor.

[-] 0 points by ronjj (-241) 2 years ago

You purchase a county in a state in the USA, build some roads, then you Hire prison labor to clean up the sides of the roads.

This really works better if you try to get your prisoners from the local jail or detention center rather than one of the big prisons - they usually kinda what the people from the big house to stick around pretty close so that they can keep an eye on them.

[-] 0 points by betuadollar (-313) 2 years ago

The County jails rarely ever offer work programs to inmates; there is just no community profit in it.

I don't know of any state in the Union that is profiting from its inmate population but perhaps I'm just not well informed.

[-] 0 points by ronjj (-241) 2 years ago

Our county has used jailed inmates for years to work at road cleanup etc. Benefits both the inmate and the country. Very little money involved other than the country providing guards and vehicles for transportations. Not sure how much the inmates are paid - if anything.