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Forum Post: Another Finance Scam - Just like the Mortgage Crisis

Posted 13 years ago on Nov. 18, 2011, 3:53 a.m. EST by fixwallstreetnow (42) from San Francisco, CA
This content is user submitted and not an official statement

Banks changing "bad" assets to "good" assets - essentially tricking the system. They could just pay themselves less, but now way. Instead they are risking bringing down all of Europe.

Hard read but worth it if you have the patience.

http://www.realclearmarkets.com/articles/2011/11/18/reality_no_longer_has_a_seat_at_the_banking_table_99376.html

10 Comments

10 Comments


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[-] 1 points by demcapitalist (977) 13 years ago

Complex but interesting. MF Global was placing their bets with 44X leverage, that does not leave much room for error. What I want to know is who lent them that money? Small businesses can't get loans people can't get mortgages but Corzine could get 44X his "capital" to bet with. I think the current system diverts America's capital to a bunch of gamblers who produce nothing and may or may not be able to make good bets. I don't have a problem with the betting it if they do it with their own money but doing it with the nations capital creates a giant money grab for the rich and creates less than nothing for the middle class. I guess to simplify I'd say we need to bring back Glass/Steagle or some equivalent.

[-] 1 points by fixwallstreetnow (42) from San Francisco, CA 12 years ago

Definitely. A non-regulated system with exceeding leverage brings huge potential for catastrophic losses. These banks pay excessive salaries so they can't save the capital to back up their bets. The US taxpayer is on the line for all the gambling.

[-] 1 points by demcapitalist (977) 12 years ago

Their trading wings don't have the capital they need to back up their positions with or without the giant salaries and when they get in trouble they just dump the disaster onto the fed and start over. Amazing! If you or I went to a casino and lost a big pile of money we'd have to take responsibility for our actions, hang our heads in shame, confess to our loved ones, live without for a while till we made the money back. These guys just write themselves a big bonus check and dump the trash on the taxpayer.

[-] 0 points by Doc4the99 (591) from Washington, DC 12 years ago

Concur

[-] 0 points by Doc4the99 (591) from Washington, DC 12 years ago

Yes more disregulation. The system totally works. It totally corrects itself... ha; also US companies are hording 2 trillion dollars of cash...

[-] 0 points by Doc4the99 (591) from Washington, DC 12 years ago

MF wasnt bad, they were lied to and sold junk from goldman. You could basically call a lot of this a ponzi scheme, but we call it derivatives trading instead, MF global was dealing in bonds thats what scary. Bring back glass steagle concur.

[-] 1 points by demcapitalist (977) 12 years ago

Tell me more about the about the deal with Goldman ? not surprised I just haven't read that one yet. There's vanilla bonds -------IE simple loans to corps municipalities and governments and then there's the Frankenstein bonds. CDO's and other creative monstrosities loaded up with derivatives and other assorted garbage that really should have a different name. Goldman and Morgan are the masters of those for sure.

[-] 0 points by Doc4the99 (591) from Washington, DC 12 years ago

Actuall was speaking more broadly about the european debt soverign crisis and greece vis a vi goldman vis a vis euro failure vis a vis mf global failure

[-] 0 points by Doc4the99 (591) from Washington, DC 12 years ago

Word