I am upside down on my house. Losing what little money I have been able to save in the stock market. Received a 37 cent raise which was the first in four years this year. The company I work for has lost 50% of its workforce. I shop at thrift stores and dollar stores and don't eat the right food because I can't afford it. Quit smoking to save money and be healthier. Don't drink and don't spend money which has become a luxury. And still managed to lose $7,000 in my IRA account this quarter. So, at almost 64 years old, I have no clue when I can retire. I am currently saving $5 per pay period in the company's 401k.
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