Forum Post: suggestion for solution

A good book: "Creating a World Without Poverty: Social Business and the Future of Capitalism" by Muhammad Yunus (Jan 8, 2008) . Under this man's leadership and creativity, Bangladesh is the only country to have met their recent poverty reduction goals. The two basic premises of the book are: 1) to create jobs/businesses whose bottom line is how much benefit they bring to society, and not how much money is made/profit and 2) with social and financial support people's creativity and innate self interest to survive, grow and contribute can be ignited for their own good and the good of all. Mr. Yunus comments that instead of banks asking if people are good enough for them, i.e. good enough to get a loan,....the interest table is turned to - are the banks good enough for the people! In other words, how well do banks serve the interests of the people and how upright are they? The book illuminates how the management infrastructure of current for profit banks has built in incentives for bankers whose loans are defaulted on. Yunus outlines and has put into practice quite the opposite - to help people, community and the environment through loans to people who want to create businesses whose success is measured by how much they benefit society! Taboot, he states that his loans to "poor people" are paid back at a better rate than loans by for profit banks which loan to people with good credit.