Forum Post: mortgage mishandling | foreclosure | chase | pnc bank

mortgage mishandling jp morgan chase/chase home finance/ pnc bank

requesting assistance wayne county courthouse, 925 court street, honesdale pa 18431 9:00 am court room 2

foreclosure issue

I am requesting help regarding the mishandling of my home loans and the conditions agreed to by my wife and I. The loan reinstatement conditions were managed by The Pennsylvania Housing Finance Agency / Homeowner Emergency Assistance Program (PHFA/HEMAP) in September 2005, Signed November 2005.

I have made every attempt to contact PNC Bank, Chase Home Finance, and PHFA/HEMAP to ensure my loans are properly being managed to no avail. Regarding PNC Bank the loan was never reinstated, no clear information or documentation regarding insurance was ever provided. Regarding Chase Home Finance, the interest rate change was not applied, the monthly payment change was not applied, and the disability insurance was never applied. All as agreed in the contracts signed.

Once I was lied to on recorded telephone calls and received fraudulent mail I suspended all payments except to PHFA/HEMAP.

I have open two OCC (Office of the Comptroller of the Currency) investigations 985005 and 985006 respectfully. I also demanded a suspicious activity report be opened on both loans.

Issues regarding loans:

1. Chase Home Finance a. Interest rate reduction: i. From 8.50% lowered to 8.15% ii. Monthly payments not to exceed $1,103.64 iii. Insurance reapplication
2. Forced place hazard
3. Disability and mortgage

4. Complete reinstatement of loan

5. PNC Bank a. Correction of loan conditions i. Loan was incorrectly listed as a Line Of Credit – should be a Home Equity Loan ii. Interest rate raised to 6.25 from 4.25 iii. Ensure disability and life insurance is applied to loan iv. Complete reinstatement of loan