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Forum Post: BoA moves risky derivatives to FDIC-Insured Banks

Posted 13 years ago on Oct. 25, 2011, 11:57 a.m. EST by emeflag (88) from Flagstaff, AZ
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Here is a perfect example of a too-big-to-fail financial institution abusing the system. Bank of America is moving trillions of dollars of risky derivative investments to a FDIC-Insured subsidiary. So if a FDIC-Insured Bank is going to fail as a result of a collapse of the derivatives, guess who's going to get the bill? Yes... It is you the tax payer. Don't believe me? Read these:

New York Post:

http://www.nypost.com/p/news/business/sleight_of_hand_uy96iNSbW99JHMRnbxgvfL

Bloomberg Businessweek:

http://www.businessweek.com/news/2011-10-23/bank-of-america-is-too-much-of-a-behemoth-to-fail-simon-johnson.html

4 Comments

4 Comments


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[-] 1 points by emeflag (88) from Flagstaff, AZ 13 years ago

About a week ago I opened an account with my local credit union and have moved most of my money out of my too-big-to-fail. I'm hoping to get everything in place so that I can walk into the bank on November 5th and close out my account for "transfer your bank day". Everyone should think about moving their savings to a credit union.

[-] 0 points by happybanker (766) 13 years ago

The plan appears to be to move the junk from Merrill to BofA before they spin Merrill off. Just a guess, we will see.

[-] 1 points by emeflag (88) from Flagstaff, AZ 13 years ago

Hello Happybanker.... Here is an interesting quote from the Bloomberg Businessweek link:

"This condones the continuation, or perhaps escalation, of taxpayer-backed gambling on a grand scale -- and by people who aren’t very good at it. The U.S. is heading in the direction of Western Europe, where state-backed banks repeatedly bring everyone to the brink of disaster. Consider, for example, UBS AG’s recent rogue-trading episode."

Admittedly, this action is hard to wrap my head around, but if Bloomberg Businessweek thinks it is abuse then that's good enough for me.