Forum Post: Bank Protest Method - Gene Sharp approach

I am Amerkanist from #OCCUPYspokane

Abstract:

The protest method conceived and described here wastes banking human resources, IT resources, interferes with banking efficiencies of scale and delays and slows down walk-in counter and walk-up ATM banking services for banking patrons. This system relies on a certain amount of trust and commingled money between participants.

Method of implementation:

[1] Using the absolute minimum amount of money necessary which is approximately $25 each that will be combined for a free checking account, a group of protesters matching the maximum amount of 'signers' on a bank checking account enter the bank with all necessary ID's etc and open a joint bank checking account together. One checking account may possibly equal 4 signers. In some areas, checking accounts may be created online and authorized signers can be handled at the physical bank. Existing bank account holders should consider transferring all but minimal token funds to Credit Unions and adding protester signers to existing accounts. Banks refusing to create account should be logged, aggregated and provided to #OCCUPY legal coordinators for aggressive, actionable legal filings at the appropriate court level.

            * Bank Of America Charges $8.95 per month on balances less than $1500 and/or lacking a qualifying     

              $250 monthly deposit. $50 minimum opening deposit.



        * Wells Fargo Charges $7.00 per month period. $100 opening deposit.



    * Chase charges $10 per month for non-qualifying accounts in WA. $100 opening deposit required.

[2] Publish the protest bank routing numbers and protest account numbers locally, regionally and nationally using the internet, etc. Interested parties may make contributory deposits to protest accounts. Write a java applet embedded button randomizing retrieval of random bank account from protest bank database info at local, regional and national #OCCUPY web sites for those citizens interested in participating and contributing. Publish the embedded code and button logo for inclusion at #OCCUPY sites.

[3] Local, regional and national #OCCUPYfinance coordinators monitor account activity and overages beyond necessary and rake funds to local, regional and national #OCCUPY movements based on needs and coordinated strategies. #OCCUPYfinance groups identify suspect and rogue accounts in abeyance of principled participation and recommend account information removal from approved protest account lists on #OCCUPY sites.