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Forum Post: Are negative interest rates coming for YOU?

Posted 11 years ago on July 27, 2013, 11:04 p.m. EST by JeffSoke (8) from Houston, TX
This content is user submitted and not an official statement

Rumor has it Janet Yellen is Obama's favored pick to replace Ben Bernanke, Chairman of the Federal Reserve. Yellen believes negative interest rates are a viable option to get the economy going. What are negative interest rates (aka "financial repression", a government term)?

When you put $$$ into an account at the bank, the bank pays you very little interest to hold the money (currently 1% or less because of the government's ZIRP policy). With negative interest rates, the bank would pay you zero and in fact keep some of your savings for the pleasure of holding your $$$. So you would be paying the bank to hold on to your money.

The theory is less people will want to keep their money in a bank or financial institution and will spend more to help the economy because they're losing some of it in the bank. In practice, it'll probably force more $$$ overseas. Who wants to lose their money when bone heads like this are running the country?

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7 Comments


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[-] 1 points by TikiJ (-38) 11 years ago

And pensions will continue to be decimated.

SS cola will continue to lag.

And more and more retirements will be driven into the hands of Wall St.

[-] 0 points by GirlFriday (17435) 11 years ago

Um............actually the retirement funds are already in the hands of Wall Street. Them be the bitches that stole the shit the last go 'round.

[-] 0 points by TikiJ (-38) 11 years ago

Theres a great saying about bonds right now... "A return free risk".

[-] 3 points by shadz66 (19985) 11 years ago

WhoTF is saying that, lol ?!!! Why aren't they being strung up by their thumbs and paddled with old barnacley, splintered oars ?!! Is it time to hand out pitchforks yet ?! Also fyi (courtesy of GF - who I know deep down, you really rather like ;-) :

'The work of Alan Greenspan and other unethical economists has cost us trillions of dollars, millions of jobs and endless suffering ... Alan Greenspan had no excuse for assuming fraud out of existence, and his exceptionally immoral position on fraud and regulation proved catastrophic to America and much of the world. We cannot afford the price, measured in many trillions of dollars, over 10 million jobs, and endless suffering, of unethical economists.'' Also please see : http://www.popularresistance.org/ ~*~

I don't like guns n' shit so don't advocate shooting peeps in a ZD stylee - but thoughts of a baseball bat with some old rusty nails protruding are beginning to formulate in my mind with an unusual frequency !!

verum ex absurdo ...

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[-] 0 points by GirlFriday (17435) 11 years ago

Just so we are clear, Them be the bitches that stole it the last time.

[-] 0 points by JeffSoke (8) from Houston, TX 11 years ago

Actually, more and more retirements will probably be driven into the hands of politicians than Wall St., as they look to nationalize all types of pension plans. Ponzi will continue until collapse.

Kalifornya is taking the lead on confiscating earnings from workers "for their own good" ...

http://news.yahoo.com/calif-creates-state-run-private-retirement-plan-232409988--finance.html

[-] 0 points by PortugueseExplorer (10) 11 years ago

I think we're all taking serious hits in the future and it doesn't matter whether we are speaking of pension plans, entitlements, or the prohibitive costs of medical care. Look routine major surgery is in the hundreds of thousands now; is it any wonder insurance is unaffordable? And what does government do? It goes nationwide with mandatory insurance which only covers, at best, eighty percent of that surgery. Our options in the future? Sell the house or die. This is what the average American works forty years for? Welfare will become the more viable option. What's scarier is the generational loss of a comfortable working class because mutual funds will not save us.

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